Loan Consolidation: Simplify Your Budget, Easily.
A tailor-made financing solution to combine all your loans into a single monthly payment. Get a quick online response and enjoy a clear, balanced budget with confidence, thanks to a simple process and transparent conditions.
Loan insurance covering death, disability, illness, and unemployment.
An unexpected event can disrupt your life plans. Our borrower’s insurance is designed to protect you and your family by guaranteeing the repayment of your loan in the event of life’s unforeseen circumstances. Move forward with your projects with complete peace of mind.
- Comprehensive protection
- Simplified process
- Transparent conditions
- Security for your loved ones
Protect Your Future, Protect Your Loved Ones
A borrower’s insurance for every situation
Death, Disability, and Illness (DIM) Coverage:
This essential coverage protects against the risks of death, total permanent disability (TPD), work incapacity (WI), and partial permanent disability (PPD). In the event of a claim, the insurance covers the repayment of the remaining loan balance or monthly instalments, safeguarding your family and assets.
Job Loss Coverage:
Enhance your insurance with this option, which covers all or part of your monthly payments in the event of involuntary redundancy, under certain conditions. This guarantee gives you extra peace of mind in the face of professional uncertainties.
Solutions for Senior Borrowers:
Because age should not be a barrier to your projects, we offer insurance solutions tailored for seniors. These contracts include specific coverages and age limits, ensuring you remain protected even after 60.
Simplified Process:
Borrower’s insurance is integrated into our online loan application journey, making the process smooth and fast. We help you find a clear and simple solution, tailored to your profile and project.
Tailor-made financing offers
Personal Loan
Finance your life projects with no usage justification required: travel, renovations, events...
Car Loan
Get the ideal financing for the purchase of your new or used vehicle.
Business Loan
Accelerate your company’s growth with our solutions tailored for professionals.
Loan Consolidation
Simplify your finances by combining your loans into a single monthly payment.
Expert support and a 100% online process.
Your simple and stress-free solution
Say goodbye to financial stress. With HSFR Finance, regain peace of mind with clear solutions tailored to your needs.
Votre chemin vers le financement automobile
Retrouvez l'équilibre financier en toute simplicité.
Un conseil d'expert à chaque étape
La gestion de plusieurs crédits peut vite devenir complexe. Notre solution de rachat de crédit est conçue pour simplifier votre vie financière, réduire vos mensualités et vous permettre de repartir sur des bases saines.
- Une seule mensualité : Regroupez tous vos prêts (personnels, auto, renouvelables...) en un seul crédit, avec une mensualité unique et simplifiée.
- Taux fixe unique : Bénéficiez de notre taux unique de 3,99% TAEG FIXE pour tous vos crédits regroupés, afin d'assurer une gestion transparente de votre budget.
- Processus 100% en ligne : Effectuez votre demande de rachat de crédit en quelques minutes sur notre plateforme sécurisée et obtenez une réponse rapide.
- Un budget maîtrisé : En regroupant vos prêts, vous pouvez ajuster la durée de remboursement pour alléger vos mensualités et retrouver une situation financière plus sereine.
1200+
Projets financés
95%
Clients satisfaits
Ce que nos clients disent de nous
La satisfaction de nos clients est au cœur de notre engagement. Découvrez leurs retours et les projets qu’ils ont pu concrétiser grâce à HSFR Finance.
Your Simplified Financing: Credit Offers You Can’t Miss
Borrower Insurance
Check out our Frequently Asked Questions to understand everything about borrower insurance and its role in securing your financing.
Borrower insurance is a contract that ensures the repayment of your loan in case of unforeseen events, such as death, disability, or inability to work. It is designed to protect you and your loved ones, while securing the loan for the financial institution.
Although the law does not require it, most lenders, including ours, insist on it to grant a loan, especially for significant amounts. It is an essential condition to secure your project.
Basic coverage usually includes death and total and irreversible loss of autonomy. Additional options can be taken out to cover disability, work incapacity, or job loss.
Yes, you can take advantage of what is called insurance delegation. You are free to subscribe to insurance with another provider, as long as it offers coverage equivalent to our contract to secure the loan.











